Net Worth: January 2014 Progress

January turned out to be a volatile month in the markets, with a correction from the huge upswing last year. For our family, it turned into being the month of expenses: with the biggies being the bill that came due for the rebuilt Nissan Altima transmission and the down payment on the new CX-5. Our auto budget is blown out of the water for the year and we just started! We’d been operating under our typical insurance/gas/maintenance before and haven’t had any huge maintenance issues or new car purchases in a very, very long time – so I suppose our auto bill was likely underestimated as a result. This will certainly cause some budget adjustments on my end.

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Net Worth: October 2013 Progress

The month of October was another good one for the stock market, and as a result a good one for me.

For background on the methodology and definitions, see Net Worth: September 2013 Progress.

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Dieting and Financial Planning Are The Same Thing

I’ve been slightly overweight most of my life. Now, I was never “obese” by any numbers, but I was always a little chubby. In fact, I remember growing up my mother used to buy me “husky” jeans (She swears that never happened!). As a kid I didn’t really care or notice my weight too much, but started taking notice once I hit high school and I trimmed down when I played football for a few years. I stayed a healthy weight throughout college, but once I started working full-time in an office I ended up slowly gaining weight. I went from 172 lbs up to the 190’s and fluctuated over time. I briefly tried Atkins because my family is one of fad dieters, and that worked for a little while. I bought all these ridiculous Atkins ice creams and breads and things that replaced sugars with some weird form of alcohol. But over the long term it didn’t stick. I imagine that it’s not too unusual a circumstance.

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Getting Started: Budgeting

In our previous installment we discussed tracking your finances to get an accurate picture of your cash flow, expenses, income and investments. This gives us a great starting point for our next step: Budgeting.

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